Why Most People Delay Investing — And How to Fix It Today ?

By Admin

• 26 Jul, 2025

1.      Why Most People Delay Investing — And How to Fix It Today ? 

“I’ll start investing next month.”
“It’s too complicated.”
“I don’t have enough money right now.”

If you’ve said this to yourself, you're not alone. At ProShield Invest, we’ve seen this pattern often — people delay investing for months or even years, and in the process, lose the most valuable asset they have: time.

In this blog, we’ll explore why people put off investing, what it actually costs them, and how to take the first confident step — starting today.

🚫 Why Do People Delay Investing?

1. Thinking You Need a Lot of Money

Most people believe you need ₹50,000 or ₹1 lakh to begin. In reality, you can start a SIP with just ₹500. Delaying because you're waiting to "earn more" only sets you back further.

2. Lack of Financial Knowledge

“I don’t understand markets, mutual funds, or risk.”
That’s okay — you don’t need to be an expert. But delaying because you’re unsure can stop your wealth from growing altogether.

3. Fear of Loss

Many new investors fear losing money — especially after hearing stories of market crashes. But not investing is a guaranteed loss, because inflation reduces your savings’ value every year.

4. Analysis Paralysis

With so many investment options (stocks, FDs, mutual funds, SIPs), people freeze. They spend months “researching” and make no move at all.

5. Procrastination & False Priorities

It’s easy to delay what doesn’t feel urgent — like retirement, child’s education, or wealth planning. But later becomes never if you’re not careful.

💸 What Does Delaying Really Cost You?

Let’s say you planned to invest ₹5,000 per month but delayed it by 5 years.

📉 That’s a loss of ₹76+ lakhs — just by waiting 5 years!

🔔 Time is more powerful than money. Start early, even with small amounts.

✅ How to Fix It — Start Investing Today

✔️ 1. Start Small — But Start

Don’t wait for a huge lump sum. Begin with ₹500–₹2,000 SIPs in well-rated mutual funds.

✔️ 2. Get Professional Guidance

Don’t waste months learning everything. At ProShield Invest, we help you:

• Understand your goals

• Match investments to timelines

• Set up SIPs and monitor them

• Adjust for risk and return, as you grow

✔️ 3. Automate Your Wealth

Automate your SIPs — so money gets invested each month without thinking. Let discipline work for you.

✔️ 4. Focus on Goals, Not Headlines

Markets rise and fall. But your goal-based plan keeps you on track. Let us help build it.

🛡️ How ProShield Invest Makes It Simple

We specialize in investment management for individuals and families who want to grow wealth without the stress.

With ProShield, you get:

• A dedicated advisor who understands your life stage

• Customized investment plans based on your income & goals

• Access to safe, verified mutual funds, debt plans & equity instruments

• Ongoing support for reviews, tax planning, and portfolio rebalancing

📅 Don’t Wait Another Day

You’ve already waited long enough. Let’s make today the day you take control of your financial future.

📞 Talk to ProShield Invest Now

🌐 Website: www.proshieldinvest.in
📧 Email: contacts@proshieldinvest.in
📞 Call Us: 011-69290568