A mutual fund is a professionally managed investment vehicle that pools money from multiple investors to invest in a diversified portfolio of stocks, bonds, or other securities. It is managed by experienced fund managers and is ideal for those looking for professional management and diversification.

When you invest in a mutual fund, your money is combined with that of other investors. The fund manager then invests this collective amount in various assets based on the fund’s objective. Profits or losses are shared proportionately by all investors.

An SIP allows you to invest a fixed amount regularly (monthly/quarterly) into a mutual fund scheme. It promotes disciplined investing, rupee cost averaging, and helps build long-term wealth.

• Equity Funds: Invest mainly in stocks; suitable for long-term goals.
• Debt Funds: Invest in bonds and fixed-income instruments; ideal for stable returns.
• Hybrid Funds: Mix of equity and debt; balance between risk and reward.
• ELSS (Tax-Saving Funds): Equity funds with tax benefits under Section 80C.

Mutual funds are regulated by SEBI and are relatively safe due to diversification and professional management. However, they are subject to market risks and do not guarantee returns. Always read the scheme-related documents carefully before investing.

Yes, except for tax-saving ELSS funds (which have a 3-year lock-in), most open-ended mutual funds offer liquidity and can be redeemed at any time. Some schemes may have exit loads if withdrawn within a specific period.

NAV (Net Asset Value) is the per-unit price of a mutual fund. It is calculated by dividing the total value of assets (minus liabilities) by the number of units outstanding. NAV changes daily based on the market value of the fund’s holdings.

• Regular Plans: Offered through distributors like us (ProShield Invest). We provide support, tracking, and service, and receive commission from the AMC.
• Direct Plans: Investors deal directly with the fund house and no commission is paid—thus, the expense ratio is slightly lower.

Yes, most mutual fund schemes have a minimum investment requirement, starting as low as ₹100 for SIPs and ₹500–₹5,000 for lump sum investments.

We are an AMFI-registered mutual fund distributor focused on helping clients grow their wealth through trusted and transparent services. We offer portfolio tracking, SIP management, and goal-based investment planning—all at no extra cost to you.