• B-101 , 3rd Floor , Pushpanjali Enclave , Pitampura, Delhi - 110034
  • 011-69290568
Follow us:
Menu

Knowledge Centre

Why Mutual Funds?

A Smarter Way to Grow Your Wealth

Mutual funds are one of the most effective and accessible ways to build long-term wealth. Whether you're a beginner or a seasoned investor, mutual funds offer the perfect blend of diversification, professional management, and flexibility to help you achieve your financial goals.
Professional Fund Management
Your money is managed by qualified fund managers who use research, analysis, and expertise to make informed investment decisions on your behalf.
Diversification
Mutual funds invest in a wide range of stocks, bonds, or other securities, reducing the risk associated with investing in a single asset.
Affordable & Flexible
Start investing with as little as ₹500 through Systematic Investment Plans (SIPs). You can increase, pause, or stop anytime as per your convenience.
Transparency & Regulation
All mutual funds are regulated by SEBI and offer transparent reporting through monthly fact sheets, NAV disclosures, and performance updates.
Tax Benefits
Equity Linked Savings Schemes (ELSS) provide tax deductions under Section 80C of the Income Tax Act, making them a smart tax-saving investment option.
Liquidity
Most mutual funds (except tax-saving funds) offer high liquidity, allowing you to redeem your investments quickly when needed.
Suitable for All Goals
Whether you're planning for retirement, a child’s education, buying a home, or simply growing your wealth, there’s a mutual fund to match your financial objective and risk profile.
At ProShield Invest, we help you choose the right mutual funds tailored to your needs—guided by data, driven by your goals.

Ready to begin? Start Investing Now..!

about us

Empowering You to Invest with Confidence

At ProShield Invest, we believe that financial literacy is the foundation of successful investing. Our Knowledge Centre is designed to help you understand the fundamentals of mutual fund investments, stay updated with market trends, and make informed financial decisions.
  • Mutual Fund Basics
  • Types of Mutual Funds: Equity, Debt, Hybrid, ELSS
  • SIP vs. Lump Sum – Which is Better?
  • What is NAV and How is it Calculated?

Learn the core concepts and structure of mutual funds:

What is a Mutual Fund?

A mutual fund is a pooled investment vehicle that collects money from multiple investors and invests it in a diversified portfolio of assets such as stocks, bonds, money market instruments, or other securities.

  • It is managed by a professional fund manager, who decides how and where to invest the pooled money based on the fund’s objective.
  • The returns (profits or losses) are shared among investors in proportion to the number of units they hold.
  • Mutual funds are regulated by SEBI (Securities and Exchange Board of India), ensuring transparency and investor protection.

Mutual funds are categorized based on where the fund invests:

  • Equity Mutual Funds
    • Invest primarily in stocks or shares of companies.
    • Suitable for long-term goals like wealth creation or retirement.
    • Higher return potential but comes with higher market risk.
  • Debt Mutual Funds
    • Invest in fixed-income instruments like government bonds, corporate debentures, and treasury bills.
    • Suitable for short- to medium-term goals and conservative investors.
    • Lower risk compared to equity funds but with moderate returns.
  • Hybrid Mutual Funds
    • Invest in a mix of equity and debt instruments.
    • Balance between growth and income with moderate risk.
    • Ideal for investors looking for stability with some growth potential.
  • ELSS (Equity Linked Savings Scheme)
    • A type of equity mutual fund that offers tax benefits under Section 80C of the Income Tax Act (up to ₹1.5 lakh deduction).
    • Has a 3-year lock-in period, the shortest among tax-saving options.
    • Ideal for tax-saving with long-term growth.
  • Systematic Investment Plan (SIP):
    • Invests a fixed amount regularly (e.g., monthly).
    • Helps build investment discipline.
    • Averages out the cost through Rupee Cost Averaging.
    • Ideal for salaried individuals or those starting small.
  • Lump Sum Investment:
    • Invests a large amount at once.
    • Suitable when you have surplus funds and market conditions look favorable.
    • Best for experienced investors or those with higher risk appetite.

Which one is better?

SIPs are ideal for most investors due to lower risk, while lump sum investments can be more rewarding in rising markets. The right choice depends on your income flow, market outlook, and financial goals.

our wORK

How We Work

Goal-Based Investing

Understand how to align your investments with life goals:

  • Planning for Retirement
  • Saving for Your Child’s Education or Marriage
  • Building an Emergency Fund
  • Wealth Creation Strategies
Konw Full Story
Investment Insights

Gain deeper understanding of the investment process and strategies:

  • Power of Compounding.
  • Risk Profiling & Asset Allocation.
  • Market Volatility: How to Stay Calm and Invest Smart.
  • Portfolio Rebalancing – When and Why?
Konw Full Story
Tax Planning with Mutual Funds

Maximize your savings through smart tax-efficient investments:

  • ELSS Funds & Section 80C Benefits.
  • Capital Gains Tax on Mutual Funds.
  • Difference Between Tax-Saving and Regular Mutual Funds.
Konw Full Story
Financial Tools & Calculators

Use our calculators to plan your financial journey:

  • SIP Calculator
  • Goal Planner
  • Retirement Calculator
  • Risk Appetite Quiz
Konw Full Story

Lets Get Stared with Us. Call Us Now!

Toll Free Call. 011-69290568